401(k): Take Control!

Money is a repository of your labor. No one has greater interest in growing and preserving your money for you than you do. With that knowledge, act on it.

 

I’ve heard many 401(k) participants ask: “What mutual funds should I invest in? How do I know they’re the best? Can I do it?”

 

The purpose of 401(k): TAKE CONTROL! is to provide decision-tools to help you select the best investments from the lineup of mutual funds available in your 401(k) retirement plan. Choosing the right funds adds to income in good times and cushions against losses in down markets. Your goal is to understand fund returns, costs, and risks. Our job is to help.

 

We guarantee you’ll like 401K: TAKE CONTROL! Guarantee? Here’s how it works. Download 401(k): TAKE CONTROL! If you like it, mail us $2. If you don’t, don’t pay. What other authors offer such a guarantee? Many, if not all, should. The bottom line: you don’t have to pay the huge fees normally collected by intermediaries like agents, publishers, credit cards, etc. If a book costs $20, approximately $18 goes to intermediaries. We all benefit with a guarantee, but importantly you decide if the book has value for you. You don’t have to depend on a title, a blurb, congenial recommendations, or committing $20. (By the way, readers ask whether the honor system is naive. I’ve used it before. It works.)

 

If you are NOT familiar with returns, costs, risks, future value formulas, and spreadsheets, download 401(k) Long. Be sure to download the spreadsheets, RD1 – RD6.

401(k).Long. RD1 RD2 RD3 RD4 RD5RD6

 

If you are familiar with returns, costs, risks, future value formulas, and spreadsheets, download 401(k) Short. Be sure to download the spreadsheets, D1 – D5. If you get lost, download 401(k) Long.

401k.ShortD1 D2 D3 D4 D5

 

Pease note that download is a 2-step process. Click on a green icon, e.g., “401k.Long,” and you’ll be taken to another page where just “401k.Long.” is available for download. Click on it and it will appear on your computer. You’ll need to download each book and spreadsheet individually. 

 

Chauncey M. DePree, Jr., BA, MS, DBA. 23 Waterford Drive, Hattiesburg, MS 39402. marcdepree@gmail.com.

I taught for several decades at universities, retiring with the rank of professor. My academic training was interdisciplinary: BA in Philosophy, MS in Accounting, DBA in Accounting, Logic, and Ethics. (A Doctorate in Business Administration is a PhD at many business schools). I’ve published in the areas of Accounting, Ethics, Finance, Logic, Law, and Operations Research. I also served as an infantry officer (Captain) in the U.S. Marine Corps.

 

Rebecca Kathryn Jude: University of Kentucky (B.A. 1970), University of Kentucky (J.D. 1972). Captain, USMC, 1973-1976. Law Clerk to Hon. G. Wix Unthank, United States District Court, Eastern District of Kentucky, Pikeville, 1980-1981. Managing partner, Jude & Jude, PLLC, Hattiesburg, MS. Practice Areas: Environmental and Toxic Tort Law, Employment Law, Corporate Law.  

 

401(k): TAKE CONTROL!  Copyright pending. Published by DePree, Inc.

 

Member: Plan Sponsor Council of America. https://www.psca.org/about-psca

 

Money is a repository of your labor. No one has greater interest in preserving and growing your money for you than you do. With that knowledge, act on it.

 

Articles of interest:

(1) Why Plan Participant Education is Essential

Posted on 

“There are many topics surrounding retirement planning that play major roles in determining eventual success, but the most important one involves teaching participants to gauge their own level of financial readiness.” http://planpilot.com/why-plan-participant-education-essential/

 

(2) 401(K) LAWSUIT CONTINUES AGAINST FRANKLIN TEMPLETON

October 15, 2018, 10:00AM. By Anne Wallace 

Lawyers and Settlements.com

https://www.lawyersandsettlements.com/articles/stock_option/401-k-lawsuit-continues-against-franklin-templeton-22999.html?ref=newsletter_cf_2018-10-17&utm_source=newsletter_cf_2018-10-17&utm_medium=email&utm_campaign=Articles 

 

(3) Why the SEC Will Never Enact a Meaningful Fiduciary Standard

Why the SEC Will Never Enact a Meaningful Fiduciary Standard

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